Responsible Solutions

Foster financial stability with fair, transparent financial wellness benefits.

Working Americans deserve affordable credit and savings solutions that help them avoid predatory lenders and build long-term stability.

products

No-credit-check loan

Payroll-linked savings

Financial wellness

A no-nonsense loan.

Creating Win-Win Solutions

Within the Employer Choice platform, underwriting is performed on both the employer offering financial benefits, and the employees applying to use them – a highly effective method of predicting repayment performance.

  • Employees can borrow up to $5,000 (with income-based limits)

  • No credit check required for employee applicants

  • Conforming one-year term loan

  • Automated repayment through employer payroll deduction

A payroll-linked savings account.

COMING SOON: Boost emergency savings with payroll deposits directly to employee’s credit union account.

Employer

Employees

Payroll

Employer Choice

Credit Union